Grad Program

About Us

First Circle is a fast-growing, profitable, credit-led SME neobank in the Philippines, backed by shareholders including the World Bank Group (IFC). Thousands of SMEs use our Business Credit Line and Business Bank Accounts to run and grow their businesses. Our product velocity continues to accelerate, with upcoming launches including SME Corporate Cards, Payroll, Invoices, and Solar Financing - redefining the SME neobank category through software, financial products, and exceptional risk models.

Our multi-national team consists of 200+ people from 10+ countries, and our culture is built around ownership, problem-solving, and continuous growth. We combine a collaborative environment with direct, no-politics communication, enabling us to move fast and raise the bar as we scale. This approach supports our compounding growth of 100%+ year on year.

About the role

This is an opportunity for a high-achieving and ambitious graduate to join a hyper-growth fintech start-up that is rapidly changing the financial service industry in the emerging markets of SE Asia.

The First Circle Business Analyst role provides unparalleled exposure to venture-building across all departments. Often reporting directly to the C-level, you will be faced with projects and responsibilities which will require innovative problem solving and sustained application whilst growing skills across a range of business areas. Success is dependent on your ability to demonstrate strong ownership and be able to consistently deliver to a high level under pressure.

Candidates will receive a large amount of training, development and responsibility - far beyond what is available in a conventional job. It is our philosophy to hire and develop the best talent in market. We are growing the strongest team in SE Asia and seek talented graduates that share our level of ambition.

Please note: the job will be based out of the company headquarters in Manila, Philippines.

What to expect

Work for a mission-driven company that plays a leading role in SME economic development. First Circle enables businesses to prosper which improves economic outcomes for millions of people throughout the region

Gain a unique insight into the fintech world within a fast-paced and dynamic work environment in growing emerging market economies

Work with a team of A players backed by top investors (global impact & VCs) from around the world

Work closely with senior management to lead company-wide projects

Receive a market-leading benefits package, with the potential for rapid promotion and equity ownership for strong performers

Requirements

A graduate from a top European university graduating by Summer 2026 with a minimum 2.1 grade (graduates have to date joined from Imperial, Warwick, LSE, Trinity, Bocconi, UCD)
Proven leadership and high work-ethic, most likely exemplified by involvement in student societies or extra-curricular activities
Excellent communication and interpersonal skills, a team player with a hands-on approach
Adaptable to new and fast-changing environments with a proven ability to succeed in challenging environments that stretch you to your limits

Benefits

Competitive salary against market rates

Huge growth opportunities within a fast-growing fintech

Relocation package including free accommodation, private health insurance, luxury sports club membership and flights home

Visit website

Founded in 2016, First Circle is the fastest-growing fintech company in the Philippines, led by an ex-Morgan Stanley and ex-Bridgewater Associates management team.

First Circle offers SME financing and are building smart banking solutions for businesses.

First Circle is a trusted partner of the Philippine government and is the official Finance Partner of the Department of Trade and Industry (DTI).We are also a pioneer data provider to the Credit Information Corporation (CIC) and the very first FinTech company to ever be licensed by the Securities and Exchange Commission (SEC) in the Philippines.