Williams logo

Senior Credit Risk Analyst

Williams · Houston, TX, United States, US · 26 days ago

Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national origin, age, marital status, disability, veteran status, genetic information or any other basis protected under applicable discrimination law.

Do something that means something at Williams—it’s an opportunity to grow your expertise, explore what drives you, and do meaningful work alongside people who challenge and support you. At Williams, we make clean energy happen. And you can too, so bring your energy to ours!

At Williams, you won’t just analyze numbers—you’ll help safeguard the transactions that keep natural gas flowing to homes, businesses, and power plants across the country. Your credit decisions directly enable the contracts and partnerships that make clean energy possible at scale.

The Senior Credit Risk Analyst manages credit risk for a portfolio of counterparties by evaluating creditworthiness, establishing and approving credit limits within delegated authority, and monitoring exposure across commercial activities. This role reviews and approves counterparty contracts, serves as a subject matter expert for internal partners, and provides guidance to less‑experienced team members. The role operates independently on complex matters and plays a key role in protecting the company’s financial position.

Your work will challenge you, and with our Core Values to guide you, you’ll quickly learn and grow with us.

Responsibilities/Expectations

Evaluate and approve credit exposure for energy counterparties—including midstream producers, marketers, and utilities—using financial analysis, industry insight, and sound judgment within delegated authority

Structure and negotiate collateral arrangements, including letters of credit, guarantees, and other credit support instruments

Monitor portfolio risk across a dynamic book of counterparties, identifying emerging concerns and recommending mitigation actions

Review and approve contracts with credit implications, partnering closely with commercial and legal teams

Mentor junior analysts and contribute to the development of a strong, collaborative credit team

Report on credit activities and exposure to leadership, translating complex risk positions into clear, actionable insights

Partner closely with cross-functional stakeholders including Trading, Legal, Treasury, Accounting, and IT to evaluate risk, support commercial decisions, and ensure alignment across credit-related activities

Education/Years of Experience

Bachelor’s degree in Finance, Accounting, Economics, or a related field
Seven (7) or more years of experience in credit analysis, corporate finance, or a related discipline
Preferred: Ten (10) or more years of experience in oil, gas, or energy, particularly in midstream, trading, or pipeline operations

Knowledge, Skills, and Abilities

Strong financial acumen with the ability to analyze financial statements, assess risk, and explain conclusions to non‑experts
Comfort making sound credit decisions in environments with incomplete or evolving information
Strong communication skills with experience working across counterparties, commercial teams, and senior leaders
Proficiency in Excel and financial systems; experience with credit platforms or ERP systems is a plus ​

Other Requirements

Demonstrates outstanding organizational and interpersonal skills, with safety as the utmost priority

Keen analytical skills critical to effective problem solving

Detailed understanding of financial documents and ratio analysis

Ability to present information clearly and respond to questions from leaders and counterparties

Dedication to meeting timelines and the ability to adjust priorities as business needs change

Day in the Life –

You’ll start your day by reviewing your portfolio—evaluating counterparty exposure, monitoring changes, and identifying emerging risks that could impact the flow of business. From there, you’ll dig into new credit requests, analyze financials, and structure collateral solutions that help enable commercial activity while protecting Williams’ financial position and supporting responsible growth.

Throughout the day, you’ll partner closely with teams like Trading, Legal, and Treasury—helping shape deal structures, reviewing contracts, and providing timely guidance on credit risk. You’ll also mentor junior analysts, support business partners with informed insights, and translate complex risk positions into clear, actionable recommendations for leadership. It’s a role that combines technical expertise with business partnership—where your decisions directly support reliable operations and help keep natural gas moving safely and efficiently.

#LI-AB1

Why Choose Williams?

We are committed to providing our employees with competitive compensation and benefits as part of your Total Rewards package to help protect your current and future physical, emotional, and financial health. We generally offer health benefit programs to our employees and their families that are competitive and flexible enough to meet your needs, and retirement benefits to allow you to invest now for financial security when you retire. With rich learning and development programming and a high internal mobility rate, you are not just applying to a job with Williams; you are embarking on an exciting career!

Competitive compensation

Annual incentive program

Hybrid work model - one work from home day each week for most office-based roles

Flexible work schedule for most field-based roles

401(k) with company matching contribution and a fixed annual company contribution

Comprehensive medical, dental, and vision benefits

Generous company-paid life insurance and disability benefits

A consumer-driven health plan option with the potential for a generous company contribution to a Health Savings Account

Healthcare and Dependent Care Flexible Spending Accounts

Paid time off, including floating and company holidays

Employee stock purchase plan

Robust employee learning and development

High internal mobility (we promote from within)

Parental leave (we provide up to 6 weeks for each parent)

Fertility coverage and adoption benefits

Domestic partner benefits

Educational reimbursement

Non-profit donation matching contributions and time off to volunteer

Employee resource groups

Employee assistance programs

Technology to make our work more productive and collaborative

Regular employee engagement surveys and feedback processes

Williams has a long history of making a significant difference in the communities where we live and work, and we strive to cultivate an environment of employee inclusion, innovation and passion that values all voices and opinions. We help each other succeed and great things happen when people from a diverse set of backgrounds come together. Together, we make clean energy happen.

Eligibility and benefits are governed by the terms of the applicable plan or program document which can be amended or terminated at any time.

For more information, please visit Total Rewards | Williams Companies.

Education Requirements

Skill Requirements

Competency Requirements

Headquarters

Houston, TX, United States

Work Location

hybrid

Job Category

Not specified

Application Deadline

Not specified

Job Type

full-time

Experience Level

senior-level

Application Method

Apply via Website

Salary

Not specified

Quick Search Williams Company in Houston, TX, United States

Related Jobs

No related jobs found